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The importance of tailored insurance for business success

We understand that running a successful business takes years of hard work and the right partnerships. Our insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Why choose Santam Risk finance solutions

Tailored insurance solutions for optimal risk management

Our team of highly skilled risk finance specialists work closely with our client’s management teams and their advisors to determine the optimal level of risk retention versus the amount of risk that is transferred to the insurance and reinsurance markets.

Protecting assets for financial stability

We are able to help clients ensure that their balance sheet and assets are protected from volatility and enhance predictability of future cash flows.

Expert guidance

We have the expertise to advise you and tailor-make the most appropriate products for your specific needs.

Our product offering includes

Our bespoke structured product offering enables clients to utilise their capital as efficiently as possible and enhance profitability, which in turn allows clients access to multi-peril cover with the aim of reducing the cost of their risk over the medium to long term.

They include the following:

Contingency policies (annually renewable) - for clients willing to manage their own risk

Spread loss policies (multi-year) – aim to reduce the volatility of insurance costs

Policies for clients unable to find conventional cover

Combined policies which offer an element of self-insurance in conjunction with a conventional insurance policy

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